Georgia has 26 federally certified Community Development Financial Institutions — 11 loan funds, 6 credit unions, 5 bank or thrifts, 4 bank holding companys.
Most lenders are concentrated in Atlanta (7), Savannah (4), Camilla (2).
Ranked by total assets (NCUA / FDIC data).
Peach State Federal Credit Union
Lawrenceville, GA · Credit Union
Citizens Trust Bank
Atlanta, GA · Bank or Thrift
South Georgia Banking Company
Tifton, GA · Bank or Thrift
Interstate Credit Union
Jesup, GA · Credit Union
Bank of Camilla
Camilla, GA · Bank or Thrift
There are 26 Treasury-certified CDFIs headquartered in Georgia, including 11 loan funds, 6 credit unions, 5 bank or thrifts, 4 bank holding companys.
By total assets, the largest CDFI in Georgia is Peach State Federal Credit Union ($1.09B in assets).
No CDFIs headquartered in Georgia currently hold Native CDFI certification, but Native borrowers may still qualify at other certified lenders in the state.
Eligibility varies by lender, but CDFIs generally serve low- and moderate-income borrowers, small businesses, and underserved communities. Open a lender's page below to see its specific eligibility criteria, loan products, and how to apply.
1st Choice Credit Union
Atlanta, 30303--260
Access to Capital for Entrepreneurs, Inc.
Cleveland, 30528--838
Albany Community Together, Inc.
Albany, 31701--281
B.O.N.D. COMMUNITY FEDERAL CREDIT UNION
ATLANTA, 31107--028
Bank of Camilla
Camilla, 31730
Camilla Bancshares Inc
Camilla, 31730
Carver Financial Corporation
Savannah, 31401--550
Carver State Bank
Savannah, 31401--276
Catalyst Development CORPORATION
Savannah, 31401--550
Citizens Trust Bank
Atlanta, 30303--250
Columbus Housing Initiative
Columbus, 31902--162
Community Housing Capital, Inc.
Decatur, 30030--240
Community Redevelopment Loan and Investment Fund, Inc.
Atlanta, 30303--160
CORE Credit Union
Statesboro, 30459--198
Credit Union of Atlanta
Atlanta, 30310--205
Georgia Cities Foundation, Inc.
Atlanta, 30303--360
Habitat Capital, LLC
Atlanta, 30303--122
Interstate Credit Union
Jesup, 31545
NewTown Loans, LLC
Macon, 31201
Peach State Federal Credit Union
Lawrenceville, 30043--588
Small Business Assistance Corporation
Savannah, 31401--449
South Georgia Bank Holding Company
Tifton, 31793
South Georgia Banking Company
Tifton, 31793
Southeast First National Bank
SUMMERVILLE, 30747
Southwest Georgia United Empowerment Zone, Inc.
Cordele, 31015--421
Summerville Trion Bancshares, Inc.
Summerville, 30747