Idaho has 10 federally certified Community Development Financial Institutions — 6 credit unions, 4 loan funds. 1 is certified Native CDFI serving Native American communities.
Most lenders are concentrated in Meridian (2), Pocatello (2), Boise (2).
Ranked by total assets (NCUA / FDIC data).
Capital Educators Federal Credit Union
Meridian, ID · Credit Union
Freedom Northwest Credit Union
Kamiah, ID · Credit Union
Lewis Clark Credit Union
Lewiston, ID · Credit Union
Connections Credit Union
Pocatello, ID · Credit Union
Clarity Credit Union
Meridian, ID · Credit Union
Lenders certified specifically to serve Native American, Alaska Native, and Native Hawaiian communities.
There are 10 Treasury-certified CDFIs headquartered in Idaho, including 6 credit unions, 4 loan funds.
By total assets, the largest CDFI in Idaho is Capital Educators Federal Credit Union ($1.45B in assets).
Yes — Idaho is home to 1 certified Native CDFI serving Native American, Alaska Native, or Native Hawaiian communities.
Eligibility varies by lender, but CDFIs generally serve low- and moderate-income borrowers, small businesses, and underserved communities. Open a lender's page below to see its specific eligibility criteria, loan products, and how to apply.
Capital Educators Federal Credit Union
Meridian, 83642--628
Clarity Credit Union
Meridian, 83642
Connections Credit Union
Pocatello, 83201
Freedom Northwest Credit Union
Kamiah, 83536
Latah Credit Union
Moscow, 83843--315
Lewis Clark Credit Union
Lewiston, 83501--403
NewWest Community Capital, Inc.
Boise, 83702
NHS Lending, Inc.
Boise, 83707--222
Nimiipuu Community Development Fund
Lapwai, 83540
Pocatello Neighborhood Housing Services, Inc.
Pocatello, 83204--114