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CDFI Lenders in Maryland

Maryland has 13 federally certified Community Development Financial Institutions — 9 loan funds, 2 credit unions, 1 bank or thrift, 1 bank holding company.

Most lenders are concentrated in Baltimore (7), Hanover (1), Columbia (1).

Largest CDFIs in Maryland

Ranked by total assets (NCUA / FDIC data).

1.
Municipal Employees Credit Union of Baltimore, Incorporated d/b/a MECU
Baltimore, MD · Credit Union
$1.25B
2.
Harbor Bank of Maryland
Baltimore, MD · Bank or Thrift
$380.4M
3.
SkyPoint Federal Credit Union
Germantown, MD · Credit Union
$249.2M

Frequently asked questions about CDFIs in Maryland

How many CDFIs are in Maryland?

There are 13 Treasury-certified CDFIs headquartered in Maryland, including 9 loan funds, 2 credit unions, 1 bank or thrift, 1 bank holding company.

What's the largest CDFI in Maryland?

By total assets, the largest CDFI in Maryland is Municipal Employees Credit Union of Baltimore, Incorporated d/b/a MECU ($1.25B in assets).

Are there Native CDFIs in Maryland?

No CDFIs headquartered in Maryland currently hold Native CDFI certification, but Native borrowers may still qualify at other certified lenders in the state.

How do I qualify for a CDFI loan in Maryland?

Eligibility varies by lender, but CDFIs generally serve low- and moderate-income borrowers, small businesses, and underserved communities. Open a lender's page below to see its specific eligibility criteria, loan products, and how to apply.