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CDFI Lenders in North Carolina

North Carolina has 26 federally certified Community Development Financial Institutions — 14 loan funds, 11 credit unions, 1 bank or thrift. 1 is certified Native CDFI serving Native American communities.

Most lenders are concentrated in Durham (6), Raleigh (5), Charlotte (4).

Largest CDFIs in North Carolina

Ranked by total assets (NCUA / FDIC data).

Native CDFIs in North Carolina

Lenders certified specifically to serve Native American, Alaska Native, and Native Hawaiian communities.

Native CDFILoan Fund

Sequoyah Fund Inc., The

Cherokee, NC

Frequently asked questions about CDFIs in North Carolina

How many CDFIs are in North Carolina?

There are 26 Treasury-certified CDFIs headquartered in North Carolina, including 14 loan funds, 11 credit unions, 1 bank or thrift.

What's the largest CDFI in North Carolina?

By total assets, the largest CDFI in North Carolina is Coastal Federal Credit Union ($6.03B in assets).

Are there Native CDFIs in North Carolina?

Yes — North Carolina is home to 1 certified Native CDFI serving Native American, Alaska Native, or Native Hawaiian communities.

How do I qualify for a CDFI loan in North Carolina?

Eligibility varies by lender, but CDFIs generally serve low- and moderate-income borrowers, small businesses, and underserved communities. Open a lender's page below to see its specific eligibility criteria, loan products, and how to apply.

All 26 CDFIs in North Carolina

Credit Union

Bragg Mutual FCU

Fayetteville, 28304--381