South Carolina has 23 federally certified Community Development Financial Institutions — 13 credit unions, 6 loan funds, 2 bank or thrifts, 2 bank holding companys.
Most lenders are concentrated in Columbia (6), Greenville (3), Charleston (2).
Ranked by total assets (NCUA / FDIC data).
Security Federal Bank
Aiken, SC · Bank or Thrift
Palmetto Citizens Federal Credit Union
Columbia, SC · Credit Union
REV Federal Credit Union
Summerville, SC · Credit Union
Optus Bank
Columbia, SC · Bank or Thrift
Spero Financial Federal Credit Union
Greenville, SC · Credit Union
There are 23 Treasury-certified CDFIs headquartered in South Carolina, including 13 credit unions, 6 loan funds, 2 bank or thrifts, 2 bank holding companys.
By total assets, the largest CDFI in South Carolina is Security Federal Bank ($1.55B in assets).
No CDFIs headquartered in South Carolina currently hold Native CDFI certification, but Native borrowers may still qualify at other certified lenders in the state.
Eligibility varies by lender, but CDFIs generally serve low- and moderate-income borrowers, small businesses, and underserved communities. Open a lender's page below to see its specific eligibility criteria, loan products, and how to apply.
Beaufort County Black Chamber of Commerce
Beaufort, 29902
Berkeley Community Federal Credit Union
Moncks Corner, 29461--393
Business Development Corp of SC
Columbia, 29210--841
Caro Federal Credit Union
Columbia, 29209
Carolina Foothills FCU
Spartanburg, 29303--303
CLIMB Fund
Charleston, 29403
CommunityWorks
Greenville, 29606
CPM Federal Credit Union
North Charleston, 29405
EDISTO FEDERAL CREDIT UNION
Orangeburg, 29116
Greenville Heritage Federal Credit Union
Greenville, 29601--192
HopeSouth FCU
Abbeville, 29620--255
Midlands Housing Trust Fund
Columbia, 29201
Neighbors United Federal Credit Union
Greenwood, 29649
Optus Bank
Columbia, 29202--042
Optus Financial Corporation
Columbia, 29201--282
Palmetto Citizens Federal Credit Union
Columbia, 29201
REV Federal Credit Union
Summerville, 29483
Security Federal Bank
Aiken, 29802--081
Security Federal Corporation
Aiken, 29802--081
South Carolina Community Loan Fund
Charleston, 29407--574
SPC Credit Union
Hartsville, 29551
Spero Financial Federal Credit Union
Greenville, 29601--223
Upstate Federal Credit Union
anderson, 29625