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All lendersSouth Carolina

CDFI Lenders in South Carolina

South Carolina has 23 federally certified Community Development Financial Institutions13 credit unions, 6 loan funds, 2 bank or thrifts, 2 bank holding companys.

Most lenders are concentrated in Columbia (6), Greenville (3), Charleston (2).

Largest CDFIs in South Carolina

Ranked by total assets (NCUA / FDIC data).

  1. 1.

    Security Federal Bank

    Aiken, SC · Bank or Thrift

    $1.55B
  2. 2.

    Palmetto Citizens Federal Credit Union

    Columbia, SC · Credit Union

    $1.44B
  3. 3.

    REV Federal Credit Union

    Summerville, SC · Credit Union

    $1.18B
  4. 4.

    Optus Bank

    Columbia, SC · Bank or Thrift

    $777.9M
  5. 5.

    Spero Financial Federal Credit Union

    Greenville, SC · Credit Union

    $707.0M

Frequently asked questions about CDFIs in South Carolina

How many CDFIs are in South Carolina?

There are 23 Treasury-certified CDFIs headquartered in South Carolina, including 13 credit unions, 6 loan funds, 2 bank or thrifts, 2 bank holding companys.

What's the largest CDFI in South Carolina?

By total assets, the largest CDFI in South Carolina is Security Federal Bank ($1.55B in assets).

Are there Native CDFIs in South Carolina?

No CDFIs headquartered in South Carolina currently hold Native CDFI certification, but Native borrowers may still qualify at other certified lenders in the state.

How do I qualify for a CDFI loan in South Carolina?

Eligibility varies by lender, but CDFIs generally serve low- and moderate-income borrowers, small businesses, and underserved communities. Open a lender's page below to see its specific eligibility criteria, loan products, and how to apply.

All 23 CDFIs in South Carolina

Loan Fund

Beaufort County Black Chamber of Commerce

Beaufort, 29902

Has website
Credit Union

Berkeley Community Federal Credit Union

Moncks Corner, 29461--393

Has website
Loan Fund

Business Development Corp of SC

Columbia, 29210--841

Has website
Credit Union

Caro Federal Credit Union

Columbia, 29209

Has website
Credit Union

Carolina Foothills FCU

Spartanburg, 29303--303

Has website
Loan Fund

CLIMB Fund

Charleston, 29403

Has website
Loan Fund

CommunityWorks

Greenville, 29606

Has website
Credit Union

CPM Federal Credit Union

North Charleston, 29405

Has website
Credit Union

EDISTO FEDERAL CREDIT UNION

Orangeburg, 29116

Has website
Credit Union

Greenville Heritage Federal Credit Union

Greenville, 29601--192

Has website
Credit Union

HopeSouth FCU

Abbeville, 29620--255

Has website
Loan Fund

Midlands Housing Trust Fund

Columbia, 29201

Has website
Credit Union

Neighbors United Federal Credit Union

Greenwood, 29649

Has website
Bank or Thrift

Optus Bank

Columbia, 29202--042

Has website
Bank Holding Company

Optus Financial Corporation

Columbia, 29201--282

Has website
Credit Union

Palmetto Citizens Federal Credit Union

Columbia, 29201

Has website
Credit Union

REV Federal Credit Union

Summerville, 29483

Has website
Bank or Thrift

Security Federal Bank

Aiken, 29802--081

Has website
Bank Holding Company

Security Federal Corporation

Aiken, 29802--081

Has website
Loan Fund

South Carolina Community Loan Fund

Charleston, 29407--574

Has website
Credit Union

SPC Credit Union

Hartsville, 29551

Has website
Credit Union

Spero Financial Federal Credit Union

Greenville, 29601--223

Has website
Credit Union

Upstate Federal Credit Union

anderson, 29625

Has website