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CDFI Lenders in South Dakota

South Dakota has 15 federally certified Community Development Financial Institutions — 12 loan funds, 3 credit unions. 7 are certified Native CDFIs serving Native American communities.

Most lenders are concentrated in Eagle Butte (2), Sisseton (2), Kyle (2).

Largest CDFIs in South Dakota

Ranked by total assets (NCUA / FDIC data).

Native CDFIs in South Dakota

Lenders certified specifically to serve Native American, Alaska Native, and Native Hawaiian communities.

Native CDFILoan Fund

Akiptan, Inc.

Eagle Butte, SD

Native CDFILoan Fund

Black Hills Community Loan Fund, Inc.

Rapid City, SD

Native CDFILoan Fund

Four Bands Community Fund, Inc.

Eagle Butte, SD

Native CDFICredit Union

Lakota Federal Credit Union

Kyle, SD

Native CDFILoan Fund

Lakota Fund, Inc., The

Kyle, SD

Native CDFILoan Fund

Mazaska Owecaso Otipi Financial, Inc

Pine Ridge, SD

Native CDFICredit Union

Sisseton Wahpeton Federal Credit Union

Agency Village, SD

Frequently asked questions about CDFIs in South Dakota

How many CDFIs are in South Dakota?

There are 15 Treasury-certified CDFIs headquartered in South Dakota, including 12 loan funds, 3 credit unions.

What's the largest CDFI in South Dakota?

By total assets, the largest CDFI in South Dakota is Fort Randall Federal Credit Union ($44.8M in assets).

Are there Native CDFIs in South Dakota?

Yes — South Dakota is home to 7 certified Native CDFIs serving Native American, Alaska Native, or Native Hawaiian communities.

How do I qualify for a CDFI loan in South Dakota?

Eligibility varies by lender, but CDFIs generally serve low- and moderate-income borrowers, small businesses, and underserved communities. Open a lender's page below to see its specific eligibility criteria, loan products, and how to apply.

All 15 CDFIs in South Dakota

Loan FundNative CDFI

Akiptan, Inc.

Eagle Butte, 57625--085