Virginia has 21 federally certified Community Development Financial Institutions — 13 loan funds, 7 credit unions, 1 bank or thrift. 1 is certified Native CDFI serving Native American communities.
Most lenders are concentrated in Richmond (5), Roanoke (3), Charlottesville (3).
Ranked by total assets (NCUA / FDIC data).
Newport News Shipbuilding Employees Credit Union D/B/A BayPort Credit Union
Newport News, VA · Credit Union
DuPont Community Credit Union
Waynesboro, VA · Credit Union
Freedom First Federal Credit Union
Roanoke, VA · Credit Union
Arlington Community Federal Credit Union
Falls Church, VA · Credit Union
Locus Bank, Inc
Richmond, VA · Bank or Thrift
Lenders certified specifically to serve Native American, Alaska Native, and Native Hawaiian communities.
There are 21 Treasury-certified CDFIs headquartered in Virginia, including 13 loan funds, 7 credit unions, 1 bank or thrift.
By total assets, the largest CDFI in Virginia is Newport News Shipbuilding Employees Credit Union D/B/A BayPort Credit Union ($2.74B in assets).
Yes — Virginia is home to 1 certified Native CDFI serving Native American, Alaska Native, or Native Hawaiian communities.
Eligibility varies by lender, but CDFIs generally serve low- and moderate-income borrowers, small businesses, and underserved communities. Open a lender's page below to see its specific eligibility criteria, loan products, and how to apply.
Appalachian Community Capital Corporation
Christiansburg, 24073--163
Arlington Community Federal Credit Union
Falls Church, 22041
Bridging Virginia Inc
Richmond, 23223
Business Seed Capital, Inc.
Roanoke, 24001--286
Capital Impact Partners
Arlington, 22202--416
Community Investment Collaborative
Charlottesville, 22902
Democracy FCU
Alexandria, 22314
DuPont Community Credit Union
Waynesboro, 22980--327
ECDC Enterprise Development Group
Arlington, 22204--240
Foodshed Capital
Charlottesville, 22903
Freedom First Federal Credit Union
Roanoke, 24019--300
Locus Bank, Inc
Richmond, 23294
Locus Impact Fund
Richmond, 23294--421
Lower Brule Community Development Enterprise, LLC
Reston, 20190--474
Newport News Shipbuilding Employees Credit Union D/B/A BayPort Credit Union
Newport News, 23606--457
People Incorporated Financial Services
Abingdon, 24210--470
Peoples Advantage Federal Credit Union
Petersburg, 23805
Piedmont Housing Alliance
Charlottesville, 22901
RVA Financial Federal Credit Union
Richmond, 23220--101
Southeast Rural Community Assistance Project, Inc.
Roanoke, 24016--362
Virginia Community Development Fund, Inc., The
Richmond, 23219--425