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All lendersVirginia

CDFI Lenders in Virginia

Virginia has 21 federally certified Community Development Financial Institutions13 loan funds, 7 credit unions, 1 bank or thrift. 1 is certified Native CDFI serving Native American communities.

Most lenders are concentrated in Richmond (5), Roanoke (3), Charlottesville (3).

Largest CDFIs in Virginia

Ranked by total assets (NCUA / FDIC data).

  1. 1.

    Newport News Shipbuilding Employees Credit Union D/B/A BayPort Credit Union

    Newport News, VA · Credit Union

    $2.74B
  2. 2.

    DuPont Community Credit Union

    Waynesboro, VA · Credit Union

    $2.00B
  3. 3.

    Freedom First Federal Credit Union

    Roanoke, VA · Credit Union

    $1.22B
  4. 4.

    Arlington Community Federal Credit Union

    Falls Church, VA · Credit Union

    $535.7M
  5. 5.

    Locus Bank, Inc

    Richmond, VA · Bank or Thrift

    $343.8M

Native CDFIs in Virginia

Lenders certified specifically to serve Native American, Alaska Native, and Native Hawaiian communities.

Frequently asked questions about CDFIs in Virginia

How many CDFIs are in Virginia?

There are 21 Treasury-certified CDFIs headquartered in Virginia, including 13 loan funds, 7 credit unions, 1 bank or thrift.

What's the largest CDFI in Virginia?

By total assets, the largest CDFI in Virginia is Newport News Shipbuilding Employees Credit Union D/B/A BayPort Credit Union ($2.74B in assets).

Are there Native CDFIs in Virginia?

Yes — Virginia is home to 1 certified Native CDFI serving Native American, Alaska Native, or Native Hawaiian communities.

How do I qualify for a CDFI loan in Virginia?

Eligibility varies by lender, but CDFIs generally serve low- and moderate-income borrowers, small businesses, and underserved communities. Open a lender's page below to see its specific eligibility criteria, loan products, and how to apply.

All 21 CDFIs in Virginia

Loan Fund

Appalachian Community Capital Corporation

Christiansburg, 24073--163

Has website
Credit Union

Arlington Community Federal Credit Union

Falls Church, 22041

Has website
Loan Fund

Bridging Virginia Inc

Richmond, 23223

Has website
Loan Fund

Business Seed Capital, Inc.

Roanoke, 24001--286

Has website
Loan Fund

Capital Impact Partners

Arlington, 22202--416

Has website
Loan Fund

Community Investment Collaborative

Charlottesville, 22902

Has website
Credit Union

Democracy FCU

Alexandria, 22314

Has website
Credit Union

DuPont Community Credit Union

Waynesboro, 22980--327

Has website
Loan Fund

ECDC Enterprise Development Group

Arlington, 22204--240

Has website
Loan Fund

Foodshed Capital

Charlottesville, 22903

Has website
Credit Union

Freedom First Federal Credit Union

Roanoke, 24019--300

Has website
Bank or Thrift

Locus Bank, Inc

Richmond, 23294

Has website
Loan Fund

Locus Impact Fund

Richmond, 23294--421

Has website
Loan FundNative CDFI

Lower Brule Community Development Enterprise, LLC

Reston, 20190--474

Has website
Credit Union

Newport News Shipbuilding Employees Credit Union D/B/A BayPort Credit Union

Newport News, 23606--457

Has website
Loan Fund

People Incorporated Financial Services

Abingdon, 24210--470

Has website
Credit Union

Peoples Advantage Federal Credit Union

Petersburg, 23805

Has website
Loan Fund

Piedmont Housing Alliance

Charlottesville, 22901

Has website
Credit Union

RVA Financial Federal Credit Union

Richmond, 23220--101

Has website
Loan Fund

Southeast Rural Community Assistance Project, Inc.

Roanoke, 24016--362

Has website
Loan Fund

Virginia Community Development Fund, Inc., The

Richmond, 23219--425

Has website