Vermont has 5 federally certified Community Development Financial Institutions — 4 loan funds, 1 credit union.
Most lenders are concentrated in Montpelier (2), Barre (1), Winooski (1).
A selection of certified lenders in this state.
Community Capital of Vermont, Inc.
Barre, VT · Loan Fund
Opportunities Credit Union, Inc.
Winooski, VT · Credit Union
Rutland West Neighborhood Housing Services, Inc.
Rutland, VT · Loan Fund
Vermont Community Loan Fund, Inc.
Montpelier, VT · Loan Fund
VSJF Flexible Capital Fund L3C
Montpelier, VT · Loan Fund
There are 5 Treasury-certified CDFIs headquartered in Vermont, including 4 loan funds, 1 credit union.
No CDFIs headquartered in Vermont currently hold Native CDFI certification, but Native borrowers may still qualify at other certified lenders in the state.
Eligibility varies by lender, but CDFIs generally serve low- and moderate-income borrowers, small businesses, and underserved communities. Open a lender's page below to see its specific eligibility criteria, loan products, and how to apply.
Community Capital of Vermont, Inc.
Barre, 05641--034
Opportunities Credit Union, Inc.
Winooski, 05404--226
Rutland West Neighborhood Housing Services, Inc.
Rutland, 05701--402
Vermont Community Loan Fund, Inc.
Montpelier, 05601--082
VSJF Flexible Capital Fund L3C
Montpelier, 05602--450