West Virginia has 14 federally certified Community Development Financial Institutions — 5 bank or thrifts, 4 bank holding companys, 4 loan funds, 1 credit union.
Most lenders are concentrated in Whitesville (2), Grantsville (2), Charleston (2).
Ranked by total assets (NCUA / FDIC data).
FNB Bank, Incorporated
Romney, WV · Bank or Thrift
Calhoun County Bank, Inc.
Grantsville, WV · Bank or Thrift
Pioneer Community Bank, Inc.
Iaeger, WV · Bank or Thrift
Bank of Mingo
Williamson, WV · Bank or Thrift
Whitesville State Bank
Whitesville, WV · Bank or Thrift
There are 14 Treasury-certified CDFIs headquartered in West Virginia, including 5 bank or thrifts, 4 bank holding companys, 4 loan funds, 1 credit union.
By total assets, the largest CDFI in West Virginia is FNB Bank, Incorporated ($274.0M in assets).
No CDFIs headquartered in West Virginia currently hold Native CDFI certification, but Native borrowers may still qualify at other certified lenders in the state.
Eligibility varies by lender, but CDFIs generally serve low- and moderate-income borrowers, small businesses, and underserved communities. Open a lender's page below to see its specific eligibility criteria, loan products, and how to apply.
Bank of Mingo
Williamson, 25661
Big Coal River Bancorp, Inc.
Whitesville, 25209
CALHOUN BANKSHARES, INC.
Grantsville, 26147
Calhoun County Bank, Inc.
Grantsville, 26147
CommunityWorks in West Virginia, Inc.
Charleston, 25302--471
EASTERN BANCSHARES, INC.
Romney, 26757
Element Federal Credit Union
Charleston, 25304
FNB Bank, Incorporated
Romney, 26757--162
Partner Community Capital, Inc.
Charles Town, 25414
Pioneer Community Bank, Inc.
Iaeger, 24844--160
Pioneer Community Group, Inc.
Iaeger, 24844
The Center for Rural Health Development, Inc.
Hurricane, 25526--927
Whitesville State Bank
Whitesville, 25209
Woodlands Community Lenders
Elkins, 26241