CDFI Bank or Thrifts
197 certified lenders
CDFI banks and thrifts are FDIC-insured depository institutions whose primary mission is community development. They offer conventional banking products — deposit accounts, mortgages, small business loans, and commercial lending — while directing the majority of their financing activities into low-income communities, affordable housing, and small businesses in underserved areas.
Total certified
197
Average assets
$707.0M
across 197 with data
States with most
MS (49), LA (40), AR (18)
Top states for CDFI Bank or Thrifts
Bank or Thrifts are best for
- ✓Full-service business banking in underserved areas
- ✓Commercial real estate and affordable housing loans
- ✓FDIC-insured deposit accounts with a community mission
- ✓Small businesses needing SBA loans from a mission-aligned bank
Frequently asked questions about CDFI Bank or Thrifts
What is a CDFI bank or thrift?
CDFI banks and thrifts are FDIC-insured depository institutions whose primary mission is community development. They offer conventional banking products — deposit accounts, mortgages, small business loans, and commercial lending — while directing the majority of their financing activities into low-income communities, affordable housing, and small businesses in underserved areas.
How many CDFI bank or thrifts are there?
The U.S. Treasury currently certifies 197 CDFI bank or thrifts. The largest concentrations are in MS (49), LA (40), AR (18).
How large is a typical CDFI bank or thrift?
Across 197 CDFI bank or thrifts with reported regulatory data, the average institution holds approximately $707.0M in total assets. Sizes range widely, from small community-focused lenders to multi-billion-dollar institutions.
How do I apply for a loan from a CDFI bank or thrift?
Each bank or thriftsets its own eligibility and application process. Open any lender's page below to see its loan products, eligibility criteria, languages supported, and application link.
All 197 CDFI Bank or Thrifts
American Bank & Trust Company
Opelousas, LA 70570
American Plus Bank, N.A.
Arcadia, CA 91007--920
Anstaff Bank
Green Forest, AR 72638--364
Asian Bank
Philadelphia, PA 19107--180
Bank of Anguilla
Anguilla, MS 38721--018
BANK OF BROOKHAVEN
BROOKHAVEN, MS 39601--324
Bank of Camilla
Camilla, GA 31730
Bank of Commerce
Greenwood, MS 38930--433
Bank of Commerce & Trust Co.
Crowley, LA 70527--024
Bank of Forest
Forest, MS 39074
Bank of Franklin
Meadville, MS 39653--060
Bank of Holly Springs
Holly Springs, MS 38635--917
Bank of Kilmichael
Kilmichael, MS 39747--018
Bank of Lake Village
Lake Village, AR 71653--072
Bank of Mingo
Williamson, WV 25661
Bank of Moundville
Moundville, AL 35474--015
Bank of Oak Ridge
Oak Ridge, LA 71264--942
Bank of St Francisville
St. Francisville, LA 70775
Bank Of Sunset & Trust Company
Sunset, LA 70584
Bank of Vernon
Vernon, AL 35592--030
Bank of Winona
Winona, MS 38967--212
Bank of Zachary
Zachary, LA 70791--394
Bank3
Memphis, TN 38119--351
BankFirst Financial Services
Columbus, MS 39703--124
BankOkolona
Okolona, MS 38860--030
BANKPLUS
BELZONI, MS 39038--352
BASILE STATE BANK
Basile, LA 70515--557
Bay Bank
Green Bay, WI 54307--126
Beneficial State Bank
Oakland, CA 94612--320
BNA Bank
New Albany, MS 38652--393
BOM Bank
Natchitoches, LA 71457--472
Caldwell Bank and Trust Company
Columbia, LA 71418--174
Calhoun County Bank, Inc.
Grantsville, WV 26147
Carroll Bank and Trust
Huntingdon, TN 38344--360
Carver Federal Savings Bank
New York, NY 10035--193
Carver State Bank
Savannah, GA 31401--276
Catalyst Bank
Opelousas, LA 70571--190
Centennial Bank
Trezevant, TN 38258--309
Central Bank of Kansas City
Kansas City, MO 64124--231
Century Bank of the Ozarks
Gainesville, MO 65655
Chickasaw Community Bank
Oklahoma City, OK 73108--160
Citizens Bank
Columbia, MS 39429--023
Citizens Bank & Trust
Guntersville, AL 35976--151
Citizens Bank & Trust Company
Marks, MS 38646--131
Citizens National Bank of Meridian
Meridian, MS 39301--585
Citizens Progressive Bank
Columbia, LA 71418--168
Citizens Savings Bank and Trust Company
Nashville, TN 37208
Citizens Trust Bank
Atlanta, GA 30303--250
City First Bank, N.A.
Washington, DC 20009--391
CLB The Community Bank
Jonesville, LA 71343--232
Columbia Savings and Loan Association
Milwaukee, WI 53205
Commerce Bank
Corinth, MS 38834--485
Commercial Bank & Trust Company
Monticello, AR 71657--015
Commercial Bank and Trust Company
Paris, TN 38242
Commercial Bank of Ozark, The
Ozark, AL 36360--181
Commercial Capital Bank
Delhi, LA 71232--293
Commonwealth National Bank
Mobile, AL 36617--372
Community Bank
Lexington, TN 38351--217
Community Bank of Mississippi, Forest Mississippi
Flowood, MS 39232--122
Community Bank of the Bay
Oakland, CA 94612--210
Community Commerce Bank
CLAREMONT, CA 91711--270
Community Savings
Caldwell, OH 43724
Concordia Bank and Trust Co.
Vidalia, LA 71373--051
Connect Bank
Star City, AR 71667
Copiah Bank
Hazlehurst, MS 39083
COVINGTON COUNTY BANK
Collins, MS 39428--459
Cross Keys Bank
Saint Joseph, LA 71366--000
Decatur County Bank
Decaturville, TN 38329--408
Delta Bank
Vidalia, LA 71373--093
Exchange Bank and Trust Co.
Natchitoches, LA 71458--044
Farmers and Merchants Bank
Baldwyn, MS 38824--180
Farmers Bank and Trust Company
Blytheville, AR 72315--333
Farmers State Bank & Trust Co.
Church Point, LA 70525
Farmers-Merchants Bank & Trust Company
Breaux Bridge, LA 70517
FBT Bank & Mortgage (Fordyce Bank & Trust Company)
Fordyce, AR 71742--000
Feliciana Bank and Trust Company
Clinton, LA 70722
Fidelity Bank
West Memphis, AR 72301
First Bank
McComb, MS 39649--080
First Community Bank
San Benito, TX 78586--437
First Eagle Bank
Chicago, IL 60607--190
First Federal Savings & Loan Association of Pascagoula-Moss Point
Pascagoula, MS 39567--434
First General Bank
Rowland Heights, CA 91748--294
First Independence Bank
Detroit, MI 48202--316
First Missouri Bank of SEMO
Kennett, MO 63857--251
First Missouri State Bank
Poplar Bluff, MO 63901--190
First National Bank and Trust
Atmore, AL 36504--002
First National Bank of Clarksdale
Clarksdale, MS 38614--441
First National Bank of Commerce
WALNUT RIDGE, AR 72476--193
First National Bank USA
Boutte, LA 70039
First NaturalState Bank
McGehee, AR 71654--200
First Security Bank
Batesville, MS 38606--069
First Southern Bank
Columbia, MS 39429--374
First Southwest Bank
Alamosa, CO 81101--254
First State Bank
Russellville, AR 72802--966
First State Bank
Waynesboro, MS 39367
First State Bank & Trust Company, Inc.
Caruthersville, MO 63830
FNB Bank, Incorporated
Romney, WV 26757--162
FNB Oxford Bank
Oxford, MS 38655--084
FNB Picayune Bank
Picayune, MS 39466--450
FNBC Bank
Ash Flat, AR 72513
Franklin State Bank & Trust Company
Winnsboro, LA 71295
Freedom Bank
Alamo, TX 78516--230
Friend Bank
Slocomb, AL 36375--064
Genesis Bank
Benoit, MS 38725--000
Gibsland Bank & Trust Company
Gibsland, LA 71028
GN Bank
Chicago, IL 60653--419
Golden Bank, NA
Houston, TX 77036--450
Great Southern Bank
Meridian, MS 39301--594
Guaranty Bank and Trust Company
Belzoni, MS 39038--362
Guaranty Bank and Trust Company
New Roads, LA 70760
Guaranty Bank and Trust Company of Delhi
Delhi, LA 71232--283
Harbor Bank of Maryland
Baltimore, MD 21201--379
Holmes County Bank
Lexington, MS 39095--365
Homeland Federal Savings Bank
Columbia, LA 71418--025
Industrial Bank
Washington, DC 20011--452
INSOUTH Bank
Brownsville, TN 38012--087
International Bank of Chicago
Chicago, IL 60640--301
Landmark Bank
Clinton, LA 70722
Legacy Bank & Trust Company
Mountain Grove, MO 65711
Liberty Bank and Trust Company
New Orleans, LA 70127--570
LimeBank
Bolivar, MO 65613--228
Local Bank
HULBERT, OK 74441--890
Locus Bank, Inc
Richmond, VA 23294
Lone Star National Bank
McAllen, TX 78504
Magnolia State Bank
Bay Springs, MS 39422--050
McGehee Bank
McGehee, AR 71654--220
Mechanics and Farmers Bank
Durham, NC 27707--280
Merchants & Farmers Bank of Greene County
Eutaw, AL 35462--056
Merchants & Marine Bank
Pascagoula, MS 39567--421
Merchants & Planters Bank
Raymond, MS 39154--069
Merchants and Planters Bank
Clarendon, AR 72029--270
Mission National Bank
San Francisco, CA 94103--346
Mission Valley Bank
Sun Valley, CA 91352--205
Mountain Valley Bank
Dunlap, TN 37327--703
Native American Bank, N.A.
Denver, CO 80203--391
Neighborhood National Bank
National City, CA 91910
New Haven Bank
New Haven, CT 06511--314
OneUnited Bank
Boston, MA 02110--144
Optus Bank
Columbia, SC 29202--042
Oxford University Bank
Oxford, MS 38655--403
Pan American Bank & Trust
Melrose Park, IL 60160--142
Partners Bank
Helena, AR 72342--028
Peoples Bank
Mendenhall, MS 39114--000
Peoples Bank of Greensboro
Greensboro, AL 36744
Peoples Community Bank
Greenville, MO 63944--813
Piggott State Bank
Piggott, AR 72454--204
Pike National Bank
McComb, MS 39648--283
Pioneer Community Bank, Inc.
Iaeger, WV 24844--160
Planters Bank & Trust Company
Indianola, MS 38751--240
Plaquemine Bank & Trust Company
Plaquemine, LA 70764--331
Ponce Bank
Bronx, NY 10462--501
Priority Bank
Fayetteville, AR 72703--662
PRIORITYONE BANK
Magee, MS 39111--051
PROGRESSIVE NATIONAL BANK
Mansfield, LA 71052
Pulaski Savings Bank
Chicago, IL 60608
Quontic Bank
New York, NY 10020
Richton Bank and Trust Company
Richton, MS 39476--052
River Bank & Trust
Prattville, AL 36066--776
RiverHills Bank
VICKSBURG, MS 39183--341
Robertson Banking Company
Demopolis, AL 36732--049
Royal Business Bank
Los Angeles, CA 90017--242
SECURITY BANK AND TRUST COMPANY
Paris, TN 38242--401
Security Federal Bank
Aiken, SC 29802--081
Security State Bank of Oklahoma
Wewoka, OK 74884--251
SIMMESPORT STATE BANK
Simmesport, LA 71369
South Georgia Banking Company
Tifton, GA 31793
SOUTH LAFOURCHE BANK & TRUST COMPANY
Larose, LA 70373
Southeast First National Bank
SUMMERVILLE, GA 30747
Southern Bancorp Bank
Arkadelphia, AR 71923--603
Southern Heritage Bank
Jonesville, LA 71343
SOUTHERN INDEPENDENT BANK
Opp, AL 36467--030
Spring Bank
Bronx, NY 10452--820
Sunrise Banks, N.A.
St Paul, MN 55103--207
Tensas State Bank
Newellton, LA 71357
Texas National Bank
Edinburg, TX 78540--030
The Cleveland State Bank
Cleveland, MS 38732--273
The Commercial Bank, Kemper County DeKalb, Mississippi
DeKalb, MS 39328--021
The Cottonport Bank
Cottonport, LA 71327--036
The First Bank
Hattiesburg, MS 39404--554
The First National Bank of Jeanerette
Jeanerette, LA 70544--364
The First National Bank of Oneida
Helenwood, TN 37755
The Jefferson Bank
Greenville, MS 38704--539
The Mer Rouge State Bank
Mer Rouge, LA 71261
The Peoples Bank
Ripley, MS 38663--041
The Samson Banking Company, Inc.
Samson, AL 36477--112
Troy Bank & Trust Company
Troy, AL 36081--310
Union Bank & Trust Company
Monticello, AR 71657--027
United Bank
Atmore, AL 36504--000
United Bank of Philadelphia
Philadelphia, PA 19102--000
United Community Bank
Raceland, LA 70394
United Mississippi Bank
Natchez, MS 39120--474
Unity Bank of Mississippi
Holly Springs, MS 38635--914
Washington State Bank
Washington, LA 70589
Wayne County Bank
Waynesboro, TN 38485--261
West Alabama Bank & Trust
Reform, AL 35481--031
Whitesville State Bank
Whitesville, WV 25209
Winnsboro State Bank & Trust Co.
Winnsboro, LA 71295