Tribal & Native Community Lending
Native CDFIs
Federally certified financial institutions serving tribal nations, Alaska Native villages, and Native Hawaiian communities across the United States.
What is a Native CDFI?
A Native CDFI is a Community Development Financial Institution certified by the U.S. Department of the Treasury whose primary mission is serving Native American, Alaska Native, or Native Hawaiian communities. They provide loans, financial coaching, and development services in places where mainstream banks have historically been absent or unwilling to lend.
Many Native CDFIs are funded through the CDFI Fund's Native American CDFI Assistance (NACA) Program, a dedicated federal initiative that supports lenders working in Indian Country. Native CDFIs offer small business loans, home mortgages on trust land, consumer credit, and entrepreneurship training — often the only fair-credit option available in the communities they serve.
Beyond capital, Native CDFIs play a unique role in tribal economic sovereignty: they keep dollars circulating within Native communities, build generational wealth, and help tribal governments and entrepreneurs develop land, housing, and enterprises on their own terms.
Native CDFIs in the directory
- Hawaii7
- Oklahoma7
- South Dakota7
Browse by state
States with the most Native CDFIs are shown first. Click a state to see every CDFI — Native and non-Native — in that region.
All Native CDFIs
All 69 Native CDFIs currently in the directory, listed alphabetically.
External resources
Organizations and networks supporting Native community lending and Native economic development:
- Native CDFI Network (opens in new tab)
The membership network for Native CDFIs — advocacy, training, and peer support.
- Native American CDFI Assistance (NACA) Program (opens in new tab)
The CDFI Fund's dedicated program funding Native CDFIs and emerging Native financial institutions.
- First Nations Development Institute (opens in new tab)
Grants, research, and technical assistance for Native-led economic development.
- Indian Country Today (opens in new tab)
News and journalism on Native American affairs, economy, and policy.
Data sourced from the CDFI Fund, U.S. Department of the Treasury. Not affiliated with the CDFI Fund, the Native CDFI Network, or any tribal or government agency.